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	<h3>Payment Policies</h3>
	<div>                <p>Payment can be made through Paypal, a secure on-line payment system which is very easy to use. You may already have an account. If not, you don't need to sign up to use this service, and can pay directly through the site by credit card.</p> </div>
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	<h3>Shipping Policies</h3>
	<div>                <p>SHIPPING: Free DHL Express Shipping - 3-4 business days. *Taxes and duties are on customer's responsibility. PACKING POLICY: Included with your order: *Elegant jewelry gift box. *Life time warranty on your stones 24k gold inscription. *Free keychain magnifying glass, so everyone can admire your new jewelry with you.</p> </div>
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	<h3>Returns Policies</h3>
	<div>                <p>It is very important to us that you are happy with your jewelry, if you are not satisfied with your purchase, you can return or exchange the item within 100 days of receiving the item. Items must be unworn/unused and in original condition and packaging. Shipping cost will not be returned, and it is the buyer's responsibility to pay for the return shipping costs.</p> </div>
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